Pradhan Mantri Jan Dhan Yojana 2024: Pradhan Mantri Jan Dhan Yojana is being run by the Government of India for poor families. Through this scheme, financial assistance is provided to poor families. Pradhan Mantri Jan Dhan Yojana was started by the Prime Minister of the country, this scheme was started on 15 August 2014, but from 28 August 2014, this scheme was implemented in the whole country. Under this scheme, banks had set a target of opening more than 7.5 crore accounts. In this article, we are going to give complete information about what is Pradhan Mantri Jan Dhan Yojana.
Also, we will provide you the link to the official website in the last step of this article, for which you stay with us till the end.
Pradhan Mantri Jan Dhan Yojana 2024 | What is Prime Minister Jan Dhan Yojana?
Financial help is given to poor families through Pradhan Mantri Jan Dhan Yojana. Women have more Jan Dhan accounts. Jan Dhan accounts are opened for the benefit of government schemes. In which the money related to the scheme comes directly to your account. This scheme is being run by the central government. You do not need to maintain a balance in Jan Dhan’s account.
The government also provides loans at low interest rates on Jan Dhan accounts. Money is transferred directly to the bank accounts of Jan Dhan account holders through DBT, including scholarships, subsidies, and pensions. The benefits of Pradhan Mantri Jan Dhan Yojana are for the people of rural and urban areas. Under this scheme, the central government gives an insurance amount of Rs 30,000 to the beneficiary’s family. Under Pradhan Mantri Jan Dhan Yojana, an overdraft amount of Rs 5,000 to Rs 10,000 is given. More than 50 crore accounts have been opened under Pradhan Mantri Jan Dhan Yojana so far.
Who can open an account in Pradhan Mantri Jandhan Yojana 2024?
Any citizen of the country can open an account under Pradhan Mantri Jan Dhan Yojana. For this, the age of the citizen should be more than 10 years. For this, you can open a Jan Dhan account in a bank near you through documents like an Aadhar card, voter card, driving license, MNREGA card, passport, and PAN card. For this, you will have to download the Jan Dhan account form from the official website of Jan Dhan Yojana https://pmjdy.gov.in/ and submit it to the bank.
To open a Pradhan Mantri Jan Dhan account, the account holder must be a resident of India. The
age for Jan Dhan Yojana should be between 18 years to 65 years. For children, a joint account is opened at the age of 10 years.
Central government and state government employees cannot avail of the benefits of Pradhan Mantri Jan Dhan Yojana. Along with this, taxpayers can also avail of its benefits.
The savings account of Pradhan Mantri Jan Dhan Yojana is a zero-balance account.
Documents for Jan Dhan Account
Aadhar Card
PAN Card
Mobile Number
Email ID
4 Passport Size Photos
How to open Prime Minister Jan Dhan’s Account?
We have given you detailed information about how to open a Pradhan Mantri Jan Dhan Yojana account. By following this, you can open your Pradhan Mantri Jan Dhan account very easily, which is as follows.
Step 1 – To open a Pradhan Mantri Jan Dhan savings account, you will first have to go to the bank near you.
Step 2 – After going to the bank, you will have to ask for a form to open a Jan Dhan account from the bank.
Step 3 – Now you will be given an account opening form, which you will have to fill out carefully,
Step 4 – After filling out the form, you will now have to attach a photocopy of your document.
Step 5 – Now after filling out the form and attaching the photocopy, you will have to submit it to the same bank branch.
Step 6 – Now you will be given an account number by the bank, in which you will continue to get the benefits of all the schemes.
conclusion
Pradhan Mantri Jan Dhan Yojana is a major initiative of the Indian government which is trying to lead the poor and low-income families towards economic prosperity. Under this scheme, an effort is being made to provide banking facilities to the poor and link them with the benefits of various government schemes. Through this, an effort is being made to bring about a change in the financial inclusion of even the most vulnerable sections of society.
